HOW IT WORKS
Simple, transparent, Shariah-compliant
Apply once, get matched to the right facility, and we pay your supplier so you can keep trading.
1. Apply online
Tell us about your business and funding need. Eligibility in 24–48h once documents are in.
- CIPC/CK docs & ID
- 3–6 months bank statements or confirmed PO
- Supplier quote/invoice & delivery details
2. Get matched
We structure the facility that fits your trade cycle:
- Inventory — buy stock now, repay as you sell
- Asset — equipment/vehicles, lease-to-own
- PO — supplier deposits for confirmed orders
Fixed, pre-agreed profit. Shariah structures: Murabaha, Ijārah, Wakālah/Musāwamah.
3. Supplier paid directly
We pay your supplier (deposit or full). Local and import suppliers supported.
- Funds flow to real goods/assets
- You receive delivery directly
4. Trade, sell, deliver
Use stock to sell, assets to boost output, or fulfil orders on time — without cashflow strain.
- Inventory turns into sales
- Equipment increases capacity
5. Repay on agreed terms
Simple instalments aligned to your business cycle.
- 30–180 days for inventory
- Up to 24 months for assets
- PO aligned to customer settlement
Early settlement discounts available.
Start application | Check eligibility
Facilities are trade/asset-based and Shariah-compliant (Murabaha, Ijārah, Wakālah/Musāwamah). Subject to approval & verification. For South African SMEs.