Purchase Order Finance
Wholesaler fulfils large order with PO Finance
Background
A Durban-based clothing wholesaler secured a confirmed R250,000 purchase order from a national retailer. This was their biggest opportunity yet, but it came with strict delivery timelines. To meet the order, they needed to pay both local and overseas suppliers upfront.
The Challenge
- Supplier deposits required immediately
- Limited liquidity threatened order fulfilment
- Risk of losing a key retail client if deadlines were missed
The NiyaPay Solution
NiyaPay provided Purchase Order & Supplier Payments Finance, paying the suppliers directly. The financing was structured under a Wakālah + Murabaha arrangement, with repayments aligned to the retailer’s payment schedule.
Results
- Suppliers were paid on time, ensuring smooth production.
- The order was delivered in full, strengthening trust with the retailer.
- The wholesaler unlocked the largest deal in its history without risking cashflow.
Outcome: successful fulfilment of a high-value order, stronger client relationships, and readiness for future large-scale deals.